Availability: Pakistan does not appear on RedotPay’s Unsupported Countries/Regions list (35 countries) or its Card Issuance Restrictions list (47 countries). Both lists were checked on 2026-11-07. (RedotPay Help Center, articles 10339263 and 14254838)
Card fees (USD): Virtual card US$10 one-time · Physical card US$100 one-time · Annual fee US$0. (RedotPay Help Center, articles 10566200 and 10566233, checked 2026-11-07)
Transaction fees: 1% crypto-to-card conversion · 1.2% when spending in a currency other than the card’s denomination · 0% when spending in the card’s own currency. (RedotPay Help Center, article 10622095, checked 2026-11-07)
ATM fees: 2% on USD-card withdrawals up to US$10,000 per calendar month; 3% on the amount above that threshold. Per-day withdrawal limits are not published in the Help Center articles reviewed for this page. (RedotPay Help Center, article 10622095, checked 2026-11-07)
Regulatory note: Pakistan’s Virtual Assets Act 2026 established PVARA as the country’s independent federal regulator for virtual assets. The deadline for existing operators to submit a No-Objection Certificate application was September 5, 2026 (now passed). Whether RedotPay holds a valid authorisation under this framework is not confirmed from a primary source. (PVARA, pvara.gov.pk, checked 2026-11-07)
Is RedotPay available in Pakistan?
Pakistan does not appear on either official restriction list that RedotPay publishes in its Help Center. The first list covers 35 countries and regions where account registration is not supported; the second covers 47 countries and regions where card issuance is blocked. Both were reviewed on 2026-11-07, and Pakistan was absent from both. (RedotPay Help Center, articles 10339263 and 14254838)
RedotPay publishes only exclusion lists, not an affirmative list of supported countries, and the lists can be updated at any time without prior notice. The factual position as of this check is that Pakistan appears on neither list. Confirm current status in the official RedotPay Help Center or app before making any decisions, because the lists may change between this page’s update date and the time you read it. For a full view of which countries and regions face restrictions, see the RedotPay supported countries overview.
What are RedotPay’s fees for users in Pakistan?
RedotPay publishes all fees in US dollars. There is no PKR-denominated price list in the official Help Center, and this page does not apply an exchange rate because rates change daily. The core card costs are drawn directly from the official Help Center and are shown in the table below.
| Fee | Amount | Source | Checked |
|---|---|---|---|
| Virtual card issuance | US$10 (one-time) | Help Center 10566200 | 2026-11-07 |
| Physical card issuance | US$100 (one-time) | Help Center 10566200 | 2026-11-07 |
| Annual fee | US$0 | Help Center 10566233 | 2026-11-07 |
| Crypto-to-card conversion | 1% | Help Center 10622095 | 2026-11-07 |
| Transaction in another currency (not card denomination) | 1.2% | Help Center 10622095 | 2026-11-07 |
| Transaction in card’s own currency | 0% | Help Center 10622095 | 2026-11-07 |
| ATM withdrawal (USD card, up to US$10,000/month) | 2% | Help Center 10622095 | 2026-11-07 |
| ATM withdrawal (USD card, above US$10,000/month) | 3% | Help Center 10622095 | 2026-11-07 |
A practical note on currency: if you hold a USD-denominated RedotPay card and pay at a merchant that processes the transaction in PKR, the 1.2% other-currency fee applies. If your card is denominated in PKR, that same domestic transaction carries no foreign-exchange charge. RedotPay does not publish per-day or per-transaction spending limits in the publicly accessible Help Center articles reviewed for this page; check the official fee schedule or the in-app limits screen for current figures. For a full breakdown of all charges, see the RedotPay fees guide.
How much does a RedotPay ATM withdrawal cost in Pakistan?
The ATM withdrawal fee on a USD-denominated card is 2% of the amount withdrawn for cumulative withdrawals up to US$10,000 in a calendar month. The rate rises to 3% on any amount that exceeds that monthly threshold. (RedotPay Help Center, article 10622095, checked 2026-11-07)
RedotPay does not publish per-day or per-transaction ATM withdrawal limits in the Help Center articles reviewed for this page. For confirmed limits, consult the RedotPay ATM guide or check the in-app card management screen. Note that the ATM operator may also charge its own network fee, which is separate from and in addition to RedotPay’s percentage-based charge.
What is Pakistan’s Virtual Assets Act 2026, and what does PVARA regulate?
Pakistan’s Virtual Assets Act 2026 established the Pakistan Virtual Assets Regulatory Authority (PVARA) as the country’s independent federal regulator for virtual assets. PVARA’s own website (pvara.gov.pk, checked 2026-11-07) describes the Act as “Pakistan’s first comprehensive legal framework” for virtual assets and confirms that PVARA began operations in September 2025.
PVARA issued Advisory PVARA/ADV/001/2026 on April 26, 2026. That advisory stated that any entity operating in the virtual assets sector on or before March 5, 2026, was required to submit a No-Objection Certificate (NOC) application to PVARA by September 5, 2026, or cease operations, as required under Section 70 of the Virtual Assets Act, 2026. That deadline has passed as of the date this page was checked. The table below summarises what has and has not been confirmed from primary sources.
| Item | Status | Source | Checked |
|---|---|---|---|
| Virtual Assets Act 2026 — in force; PVARA established | Confirmed | pvara.gov.pk | 2026-11-07 |
| PVARA NOC deadline for transitional entities (Section 70) | September 5, 2026 — now past | PVARA/ADV/001/2026 (pvara.gov.pk) | 2026-11-07 |
| RedotPay NOC or licence status with PVARA | Not confirmed from a primary source | — | — |
| Pakistan on RedotPay’s unsupported list | Absent from both official restriction lists | Help Center 10339263, 14254838 | 2026-11-07 |
Because the regulatory framework is actively developing, check the official announcements on PVARA’s website (pvara.gov.pk) and the State Bank of Pakistan (sbp.org.pk) before using any virtual asset card or payment service. This page does not constitute legal, regulatory, or financial advice.
What should I check before using a crypto card service in Pakistan?
The following points are based on publicly available information. For specific legal guidance, consult a qualified professional in Pakistan.
- Check PVARA’s public register at pvara.gov.pk to confirm whether the provider holds a current authorisation.
- Review the State Bank of Pakistan’s (sbp.org.pk) current guidance on foreign-issued virtual asset cards and cross-border payment products.
- Verify that Pakistan remains absent from RedotPay’s official restriction lists (Help Center articles 10339263 and 14254838), because those lists can change without notice.
- Review the card’s in-app fee schedule: RedotPay does not publish per-day ATM limits in the publicly accessible Help Center.
- Complete KYC before ordering a card. RedotPay requires identity verification through Sumsub using a valid passport, national identity card, or driver’s licence. Only original physical documents are accepted — copies and screenshots are not. The document must be valid for at least three months from submission. Applicants must be at least 18 years old and may hold only one verified account. (RedotPay Help Center, article 10339264, checked 2026-11-07)
For background on how RedotPay handles account verification, security, and account holds, see the RedotPay safety overview and the full card review.
FAQ
Is RedotPay legal to use in Pakistan?
This page does not provide legal or regulatory advice. Pakistan’s Virtual Assets Act 2026 established PVARA as the independent federal regulator for virtual assets. PVARA’s NOC deadline for transitional operators under Section 70 of the Act was September 5, 2026, and that deadline has passed. Whether RedotPay holds the required authorisation under PVARA’s framework has not been confirmed from a primary source on this page. For specific guidance, consult PVARA’s official website (pvara.gov.pk) and a qualified legal professional in Pakistan before using any virtual asset service.
How much is the RedotPay card in Pakistani rupees?
RedotPay charges all fees in US dollars. The virtual card costs US$10 (one-time issuance fee) and the annual fee is US$0. The PKR equivalent depends on the exchange rate at the time of payment; RedotPay does not publish a PKR price list, and this page does not apply a fixed rate because rates change daily. (RedotPay Help Center, articles 10566200 and 10566233, checked 2026-11-07)
What is the ATM withdrawal limit for RedotPay in Pakistan?
RedotPay charges 2% on ATM withdrawals (USD card) up to US$10,000 per calendar month, and 3% on the amount above that threshold. Per-day and per-transaction ATM limits are not published in the Help Center articles reviewed for this page. RedotPay does not publish per-day limits publicly; check the in-app card management screen or the official fee schedule for the most current figures. (RedotPay Help Center, article 10622095, checked 2026-11-07)
Last checked: 7 November 2026
Sources consulted for this page:
- RedotPay Help Center, article 10339263 — Unsupported Countries/Regions. helpcenter.redotpay.com/en/articles/10339263. Checked 2026-11-07.
- RedotPay Help Center, article 14254838 — Card Issuance Restrictions. helpcenter.redotpay.com/en/articles/14254838. Checked 2026-11-07.
- RedotPay Help Center, article 10566200 — Card issuance fees. helpcenter.redotpay.com/en/articles/10566200. Checked 2026-11-07.
- RedotPay Help Center, article 10566233 — Annual fee. helpcenter.redotpay.com/en/articles/10566233. Checked 2026-11-07.
- RedotPay Help Center, article 10622095 — Transaction and ATM fees. helpcenter.redotpay.com/en/articles/10622095. Checked 2026-11-07.
- RedotPay Help Center, article 10339264 — KYC requirements. helpcenter.redotpay.com/en/articles/10339264. Checked 2026-11-07.
- PVARA — Pakistan Virtual Assets Regulatory Authority. pvara.gov.pk. Checked 2026-11-07.
Disclosure: redotpay.cards takes part in RedotPay’s referral program and may earn a commission when you sign up through our links. We are not RedotPay and not an official agent. RedotPay is not available to residents of Japan, the United States, Mainland China and other restricted regions; check the official Help Center for the current list. Crypto assets are volatile and are not covered by deposit insurance. This is not investment advice.