RedotPay Philippines: Card Availability, Fees & GCash

情報確認日 2026.11.07監修 千葉 圭介(KSKパートナーズ株式会社)

Availability: The Philippines does not appear on RedotPay’s Unsupported Countries/Regions list (35 countries, checked 2026-11-06) or on its Card Issuance Restrictions list (47 countries, re-verified 2026-11-07). (RedotPay Help Center, articles 10339263 and 14254838)

Virtual card issuance fee: US$10 · Physical card: US$100 · Annual fee: US$0 (RedotPay Help Center, articles 10566200 and 10566233, checked 2026-11-07)

PHP transactions on a non-PHP card: Purchases made in Philippine pesos on a card denominated in a different currency incur a 1.2% other-currency fee. Transactions in your card’s own currency carry no foreign-exchange charge. (RedotPay Help Center, article 10622095, checked 2026-11-07)

GCash and PayPal: RedotPay’s official Help Center contains no published information about transferring funds to GCash or PayPal (search performed 2026-11-07, returned no results).

Regulatory note: Whether RedotPay holds the registration required by Philippine regulators (BSP or SEC) has not been confirmed from a primary source. This page does not constitute legal or financial advice.

Is RedotPay available in the Philippines?

The Philippines does not appear on either of the two official restriction lists RedotPay publishes in its Help Center. The first list covers 35 countries and regions where account registration is not supported; the second covers 47 countries and regions where card issuance is blocked. Both were checked against the official articles on 2026-11-06 and re-verified on 2026-11-07.

RedotPay publishes only exclusion lists, not an affirmative list of supported countries, and the lists can be updated at any time. The factual position as of this check is that the Philippines is absent from both lists. Confirm current availability in the official RedotPay app before starting an application, as changes may occur between this page’s update dates.

What does the RedotPay card cost from the Philippines?

RedotPay publishes its fees in US dollars. There is no peso-denominated price list in the official Help Center, and this page does not apply an exchange rate because rates change daily. The core card costs, all sourced from the official Help Center, are shown in the table below.

FeeAmountSourceChecked
Virtual card issuanceUS$10 (one-time)Help Center 105662002026-11-07
Physical card issuanceUS$100 (one-time)Help Center 105662002026-11-07
Annual feeUS$0Help Center 105662332026-11-07
Crypto conversion1%Help Center 106220952026-11-07
Transaction in another currency (not card denomination)1.2%Help Center 106220952026-11-07
Transaction in card’s own currency0%Help Center 106220952026-11-07
ATM withdrawal (USD card, up to US$10,000/month)2%Help Center 106220952026-11-07

The practical implication for Philippine residents: if you hold a USD-denominated RedotPay card and spend at a local merchant that processes the transaction in PHP, the 1.2% other-currency fee applies. If your card is denominated in PHP, that same transaction carries no foreign-exchange charge. RedotPay does not publish per-day or per-transaction spending limits in the publicly accessible Help Center articles reviewed for this page.

Can I move RedotPay funds to GCash or PayPal?

A search of the RedotPay Help Center for “gcash” on 2026-11-07 returned no articles. No official documentation exists in the Help Center describing a supported method to transfer RedotPay balances to GCash, Maya, PayPal, or any Philippine e-wallet. The table below summarises the official position on local payment rails.

Payment railOfficial RedotPay documentationChecked
GCashNo articles found in the Help Center2026-11-07
Maya (formerly PayMaya)No articles found in the Help Center2026-11-07
PayPalNo articles found in the Help Center2026-11-07
Local bank transfer (PHP)No articles found in the Help Center2026-11-07

Third-party guides and blog posts describe various workarounds, but this page does not reproduce unofficial transfer methods. If RedotPay adds an official integration with a Philippine payment service, it will appear in the Help Center first. Check the RedotPay Help Center directly for the latest information.

Does Apple Pay or Google Pay work in the Philippines?

Google Pay setup is available through the Android Wallet app by entering card details manually. The official Help Center instructions for Google Pay (article 10339272, checked 2026-11-07) do not list country-specific restrictions.

For Apple Pay, the situation is more complicated. RedotPay’s Help Center (article 12065037, checked 2026-11-07) states that Apple Pay enablement was suspended for some service providers following Apple’s policy updates for Hong Kong’s Cards-as-a-Service programmes. Cards already added to Apple Pay before the suspension continue to work, but a card removed from Apple Pay cannot be added back under the suspended arrangement. A separate article (13303136, dated July 2026) gives active instructions for adding a card to Apple Wallet with no suspension or restrictions stated, suggesting that some users remain eligible. The official Help Center does not publish a country-by-country list of Apple Pay availability, so the actual status for a particular device in the Philippines depends on that device’s region settings and the user’s eligibility for the upgrade flow described in article 13303146.

What does KYC require for Philippine applicants?

Identity verification is mandatory for all RedotPay users regardless of country. RedotPay uses Sumsub as its verification partner. Accepted documents are a passport, national identity card, or driver’s licence — only original physical documents are accepted; copies, screenshots, and photos of a screen are not. The document must be valid for at least three months from the submission date. (RedotPay Help Center, article 10339264, checked 2026-11-07)

Additional requirements: applicants must be at least 18 years old; only one verified account is permitted per person; and identity details can only be updated once every 180 days. If the system requests a personal statement, it must be submitted within 14 days or the application is rejected. Reviews typically complete within one to three business days once all materials have been submitted. (RedotPay Help Center, article 10920717, checked 2026-11-07)

Is RedotPay registered with the BSP or SEC in the Philippines?

This page cannot confirm RedotPay’s registration status with Philippine financial regulators from a primary source. The information below summarises the Philippine regulatory context based on secondary sources; it is not legal advice, and the accuracy of secondary sources has not been independently verified against official government publications.

Secondary sources report that the Philippine Securities and Exchange Commission (SEC) issued Crypto Asset Service Provider (CASP) Rules that took effect on 5 July 2025, and that the Bangko Sentral ng Pilipinas (BSP) issued an advisory in May 2026 regarding unauthorised virtual asset service providers. Whether RedotPay holds any registration or licence required under these frameworks has not been confirmed in a primary document reviewed for this page. Readers who need to assess the legal position of using RedotPay in the Philippines should consult the official SEC (sec.gov.ph) and BSP (bsp.gov.ph) websites and seek independent legal advice.

FAQ

Can I withdraw my RedotPay balance to GCash?

RedotPay’s official Help Center has no published information about transferring funds to GCash (checked 2026-11-07, search returned no articles). RedotPay does not operate as a local bank or money-transfer operator, and no official step-by-step process for a GCash withdrawal appears in its documentation. For the latest official information, check the RedotPay Help Center directly.

How much is the RedotPay virtual card in Philippine pesos?

The official issuance fee is US$10. RedotPay charges fees in US dollars, and the peso equivalent depends on the exchange rate applied at the time of payment. The rate is not published in the Help Center; your card issuer or payment processor determines the actual rate applied. The annual maintenance fee is US$0. (RedotPay Help Center, articles 10566200 and 10566233, checked 2026-11-07)

Is RedotPay legal in the Philippines?

This page does not provide legal advice. The Philippines has an active regulatory framework for virtual asset service providers administered by the BSP and the SEC, and both agencies have issued guidance on licensing requirements. Whether RedotPay is registered with either regulator, and what the legal implications of using its card in the Philippines may be, are questions for a qualified Philippine legal professional. For regulatory notices, refer to the official BSP website (bsp.gov.ph) and the SEC website (sec.gov.ph).

Related pages: Supported countries · Fees · KYC requirements · Is RedotPay safe? · Nigeria

Last checked: 7 November 2026

Sources
1. RedotPay Help Center, “Unsupported Countries/Regions,” article 10339263: https://helpcenter.redotpay.com/en/articles/10339263 (checked 2026-11-06)
2. RedotPay Help Center, “Card Issuance Restrictions,” article 14254838: https://helpcenter.redotpay.com/en/articles/14254838 (checked 2026-11-07)
3. RedotPay Help Center, “Card and Transaction Fees,” article 10622095: https://helpcenter.redotpay.com/en/articles/10622095 (checked 2026-11-07)
4. RedotPay Help Center, “Card Issuance Fees,” article 10566200: https://helpcenter.redotpay.com/en/articles/10566200 (checked 2026-11-07)
5. RedotPay Help Center, “Identity Verification,” article 10339264: https://helpcenter.redotpay.com/en/articles/10339264 (checked 2026-11-07)
6. RedotPay Help Center, “Apple Pay for RedotPay Cards,” article 12065037: https://helpcenter.redotpay.com/en/articles/12065037 (checked 2026-11-07)

Disclosure: redotpay.cards takes part in RedotPay’s referral program and may earn a commission when you sign up through our links. We are not RedotPay and not an official agent. RedotPay is not available to residents of Japan, the United States, Mainland China and other restricted regions; check the official Help Center for the current list. Crypto assets are volatile and are not covered by deposit insurance. This is not investment advice.